Earlier this week I made a partial payment to my RE clinic for their part of the IVF cycle I’m scheduled to go through later this month. Today I’ll call them to complete the rest of the $9050. Ouch.
I’m lucky enough to have insurance that pays for part of the expense. Yes, almost $10K is only part of the cost and it’s not my only out of pocket expense.
This clinic bills out a one time cost of $10,500 for all office expenses – monitoring, bloodwork, sperm washing, and doctor fees for retrieval & transfer. My insurance covers 90%. But there’s a large chunk they don’t cover. There’s $2500 for ICSI which is only covered under insurance if there’s an issue with the male partner, which in our car there isn’t. There’s $4500 for PGD, which I’ve discussed before. Both of these points I could argue about with my RE but it’s not worth it. Then there’s $1000 for cryopreservation.
Other out of pocket expenses include medications, which I’m completely out of pocket. I’m estimating $4000 since we won’t know how much Follistim I’ll need and it’s the most expensive drug. Then there’s the expenses for anesthesia and out of cycle doctor visits, which will be about 3. So I’m guessing that’s another $1500.
The total? $14,550.
I’m not trying to dwell on it, because there’s no point. If you want something badly, you do what you need to do.
I had a morning monitoring appointment this morning and I’m expecting to start BCP. 10 days of that, a period, and then we’re on our way.